Sterling Chrysler Jeep Dodge
5504 I-49 North Service Road Opelousas, LA 70570Sales: (888) 611-3870
- Service: 337-942-1241
Introducing our Patented Quick Credit Approval Process
CAC at Sterling Automotive...
The credit industry has seen drastic changes in the past two years, and continues to affect many credit-worthy, hard-working people that may have gotten caught with credit card, foreclosure, medical or divorce issues.
This means we are able to offer you our Patented Quick Credit Approval program. It's an opportunity for you to build a fresh start and we want to provide you with that opportunity!
We're excited about this new program and the opportunities we will now be able to afford those that haven't been able to secure the car, truck or SUV they need.
Start the Finance Application process below
Financing Navigation
Contact Information
- Sterling Chrysler Jeep Dodge
-
5504 I-49 North Service Road
P.O. BOX 1300
Opelousas, LA 70570 -
- sales Sales:
- (888) 611-3870
- service Service:
- 337-942-1241
Finance FAQ
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Tip!
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Tip!
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Tip!
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Tip!
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Tip!
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Tip!
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Tip!
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.